Personal Loans
Need funds for a wedding, medical emergency, home renovation, vacation, or any personal purpose? Our personal loans offer flexible repayment options with minimum documentation.
Key Features
- No collateral required
- Approval within 24 hours
- Minimal documentation
- Online application
- Part-prepayment allowed
- Flexible EMI options
Eligibility Criteria
- Age: 21 - 60 years
- Salaried or self-employed
- Min. monthly income: ₹25,000
- Credit score: 700+
- Min. 1 year employment
Business Loans
Expand your business, manage working capital, purchase equipment, or fund any business requirement with our tailored business loan solutions designed for SMEs and entrepreneurs.
Key Features
- Unsecured and secured options
- Working capital financing
- Equipment financing
- Business expansion loans
- Overdraft facility
- Doorstep service
Eligibility Criteria
- Business age: Min. 2 years
- Annual turnover: Min. ₹10 Lakhs
- ITR for last 2 years
- Credit score: 680+
- Valid business registration
Home Loans
Whether you are buying a new property, constructing a home, or refinancing an existing home loan, our home loan solutions offer the lowest interest rates with long repayment tenure.
Key Features
- Up to 90% of property value
- Balance transfer option
- Top-up loan facility
- Tax benefit under Section 80C
- Floating & fixed rate options
- Insurance cover available
Eligibility Criteria
- Age: 21 - 65 years at loan maturity
- Salaried or self-employed
- Min. monthly income: ₹35,000
- Credit score: 720+
- Clear property title
Vehicle Loans
New car, used car, two-wheeler, or commercial vehicle — our vehicle loans cover all your transportation needs with quick disbursal and attractive rates.
Key Features
- Up to 100% on-road price
- New & used vehicle financing
- Commercial vehicle loans
- Two-wheeler loans
- Quick disbursal in 24h
- Minimal documentation
Eligibility Criteria
- Age: 21 - 60 years
- Salaried or self-employed
- Min. monthly income: ₹20,000
- Credit score: 680+
- Driving license required
Loan Against Property
Leverage your residential or commercial property to secure a high-value loan at lower interest rates. Ideal for business expansion, medical needs, or education funding.
Key Features
- Up to 70% of property value
- Residential & commercial property
- Retain property possession
- Lower rates than personal loans
- High loan amounts
- Flexible repayment
Eligibility Criteria
- Age: 21 - 70 years
- Clear property title (no encumbrances)
- Salaried or self-employed
- Min. income: ₹50,000/month
- Credit score: 700+
Education Loans
Finance your higher education in India or abroad without financial stress. Our education loans cover tuition, accommodation, books, and living expenses.
Key Features
- Covers tuition and living expenses
- India and abroad courses
- Moratorium period during study
- Tax benefit under Section 80E
- No collateral up to ₹7.5L
- Easy repayment post-study
Eligibility Criteria
- Indian national
- Confirmed admission letter
- Age: 16 - 35 years
- Co-applicant (parent/guardian)
- Recognized institution
Important Disclaimer
Interest rates, loan amounts, and processing fees mentioned above are indicative and subject to change based on the applicant's credit profile, income, loan amount, and applicable policies at the time of application. All loans are subject to credit assessment and approval. Vansh Group reserves the right to modify terms at its discretion. Please contact us for exact rates and eligibility.